Defense Against Crime

26/03/2014

You just found out your wallet is missing ….now what

ImageAccording to the FBI Crime data at the Department of Justice.

  • One Robbery happens every 1.4 minutes
  • One Larceny-Theft happens every 5.1 seconds.

 

Here is a question for you? What would you do if your wallet is stolen?

  •   Your Driver’s License ….Gone.
  •   Your Credit/Debit Cards …Gone.
  •   Your Cash…Gone.
  •   Your Insurance Cards…Gone.
  •   Your Social Security Card…Gone. 

Thieves will go shopping, or order  expensive stuff, or even apply for NEW credit cards, change your driver’s license info online, and possibly much more.

Also…They now know where you live

 

Here are a few things you can do you reduce the pain of the loss.

  1. Do not sign the back of your credit/debit cards.   Instead, put ‘PHOTO ID REQUIRED.’ Or ‘SEE ID’ .
  2. Put your cell phone # on your checks instead of your Land line home phone.   If you have a PO Box use that instead of your home address. Never EVERY have your  SS# printed on your checks.   You can write it one there if it is necessary.
  3. Make Photo copies of everything in your wallet so that you will know the information.place the contents of your wallet on a photocopier or scanner.   Do both sides of each license, credit card, etc.   You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel.   Keep the photocopy in a safe place.It is also wise to carry a secure photocopy of your passport when you abroad.   We’ve all heard horror stories about fraud that’s committed by stealing citizens name, address, social security number, credit cards information.   In case your luggage is lost, take another list in your carry-on bag, especially if you are abroad and need immediate access to those numbers.
  4. Once you discover the loss, You need to contact your credit/debit card bank immediate and report the card as stolen or loss.  This is one of the reason we suggest making a copy of the front and back as that information is on the card.  Keep those where you can find them.
  5. File a police report immediately in the jurisdiction where your credit cards, etc.., were stolen.   This proves to credit providers you were diligent, and this is a first step toward any possible investigation
  6. Call the 3 national credit reporting organizations  immediately to place a fraud alert on your name and also call the Social Security fraud line number.   The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit.
  7. We also strongly suggest getting great Identity theft insurance, because the damage done from identity theft is far greater than thieves using your credit card.

 

 

Now, here are the numbers you always need to contact about your wallet, if it has been stolen: 

  •          Equifax:  1-800-525-6285  1-800-525-6285  \
  •          Experian (formerly TRW):  1-888-397-3742  1-888-397-3742
  •          Trans Union :  1-800-680 7289  1-800-680 7289
  •          Social Security Administration (fraud line):   1-800-269-0271  1-800-269-0271

Also remember you can check your credit report for FREE each year.  I suggest that you check one every 4 months.  (https://www.annualcreditreport.com/index.action)

PepperEyes.com is  dedicated to providing you with the best and most affordable self-defense products on the market to meet the security needs of you, your family members or your business, by assisting anyone who is unwilling to become a victim of crime.  If you want to take personal responsibility for self protection, home security, business security, purchase our high quality discount self-defense products and arm yourself with the knowledge about self-defense and security products and information of the best way to stay secure in an ever-increasing violent world. In today’s society, being equipped mentally and physically is no longer an option.

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